Business support and advice

Scottish Government Coronavirus Business Support Fund

Grant support is now available to help business deal with the impact of COVID-19.  The purpose of these grants is to help protect jobs, prevent business closure and promote economic recovery.

It is anticipated that the Small Business Grant and Retail, Hospitality and Leisure Grant schemes will close for new applications on 10 July

The Business Support Grant Fund offers :

Small Business Support Grant – for small businesses in receipt of Small Business Bonus Scheme relief or Rural Relief on 17 March 2020

You can also get this grant if you received Nursery Relief, Business Growth Accelerator Relief, Disabled Relief, Fresh Start, Discretionary Sports Relief or Enterprise Areas Relief or Charitable Rates Relief on this date but are eligible for the Small Business Bonus Scheme.

Tenant/ Occupier

The fund is now open to Tenant/ Occupier businesses occupying premises such as shared office spaces, business incubators and shared industrial units where the landlord is the ratepayer.  Apply to this fund using form Tenant Occupier attached on the left.

From 8 June, eligible businesses can apply for the Small Business Support Grant if you are not a ratepayer but occupy certain types of shared space. For example shared office, business incubator or industrial space. You must lease the space from a landlord who is the registered ratepayer for the property. Further eligibility criteria is outlined within the summary document.

Retail, Hospitality, Leisure Support Grant – for retail, hospitality and leisure business ratepayers with a rateable value between £18,001 and up to and including £51,000

Multiple retail, hospitality or leisure properties

From 5 May 2020, if you have multiple properties and are not eligible for the Small Business Bonus Scheme, you may still be eligible for a Small Business Support Grant for any retail, hospitality or leisure properties with a rateable value up to £18,000 each.  All of your properties must have a combined rateable value of between £35,001 and £500,000.

Multiple properties

From 5 May 2020, if you have more than one property, you can apply for a grant for each eligible property.

This means you may be able to get a £10,000 or £25,000 grant for one property. Then each additional property may be eligible for a Small Business Support Grant of £7,500, or a Retail, Hospitality, Leisure Support Grant of £18,500.

For multiple properties you need to make a separate application for each eligible property.

Self-catering accommodation and caravans

Self-catering accommodation and caravans are eligible for these grants if they:

  • are a primary source of income for the ratepayer (one third or more), and
  • were let out for 140 days or more in financial year 2019-20

More information, including the types of business who qualify, can be found at


B&B Support Fund

The purpose of this fund is to provide hardship relief to B&B/small serviced accommodation providers* who have not been able to access support through other schemes as a result of their banking status.  That is, this scheme is explicitly aimed at providing support to the business types mentioned above operating with only a personal or joint personal bank account (rather than a business bank account). NB business bank account owning B&B type operators have had access to other Funds.

*‘Small Serviced Accommodation’ establishments offering bed and breakfast services that are eligible for this Fund:- Guest House, Farmhouse, Inn, Restaurant with Rooms.   

This fund excludes other types of non-serviced accommodation providers such as self-catering, caravan accommodation, Air BnB, etc.

Successful applicants will receive a one-off payment of £3,000.

Individuals must apply in the Local Authority area where the business is located.

Successful applicants may continue to work or take on other employment including voluntary work while applying for or in receipt of grants.

Full eligibility criteria and how to apply can be found in the documentation on this page.


Creative, Tourism & Hospitality Enterprises Hardship Fund - THIS APPLICATION HAS NOW CLOSED 


Newly Self-Employed Hardship Fund (NSEHF) – Closes on 10/7/20.

If you became self-employed in Inverclyde on or after 6 April 2019 and your business has seen a downturn since COVID19, or you have had to temporarily stop trading, you may be eligible for the Scottish Government Newly Self Employed Hardship Fund. The grant available is £2,000. The application form and information sheet, providing full details of eligibility, are shown on this page. If you do receive the grant, you can continue to trade or take up other employment.

One grant is payable per eligible self-employed person. We aim to make payment of an approved application within 10 working days of receiving a completed application, however, it will take longer if we need to contact you for further information.

If you would like help to complete the application, please contact Inverclyde Business Gateway on 778465 or email via the website at

Click on the links to the left of this page (desktop or laptop computers) or the bottom of this page (mobile devices) to download an application form, find out how to apply and for full eligibility criteria.

Business Gateway Inverclyde

Business Gateway is being responsive and reactive to the needs and challenges Scottish businesses face due to the Covid-19 (coronavirus).  Plans are being put in place to deliver a virtual advisory and workshop service where possible.

Advisers can offer free support with a wide range of business matters including continuity planning, managing cashflow, HR and dealing with suppliers.

The local number for Inverclyde is 01475 779327.

Rental relief available for businesses

Businesses renting properties from Inverclyde Council could have their rental payments deferred for up to 24 months covering the period of government restrictions in which they are unable to trade as normal. This offer has been introduced to support businesses struggling with the effects of coronavirus (covid-19).

A deferral would result in invoices continuing to be issued in normal terms however the repayment of the invoices could be spread over a fixed period, negotiated with the lessee of up to 24 months from date of issue. This relieves the immediate burden on cash flow on the business but still ensures that the terms of the lease are fulfilled.

Social distancing guidance for business

The Scottish Government has issued updated social distancing guidance for businesses in Scotland to help provide clarity on protecting employees in the fight against coronavirus (covid-19).

It provides further information for employers and makes clear that those providing essential services must follow social distancing requirements.

It asks that the owners of businesses and operators of workplaces not required to close by law to consider whether what they do is essential to the efforts in the fight against the virus or benefit the wellbeing of society.

It also asks those employers if they can demonstrate and provide their workforces with reassurance that they are consistently practising safe social distancing and complying with all other standard health and safety requirements.

If the answer to either of these questions is no, workplaces are advised to close.

The guidance is published at: (cut and paste this link or use the link on this page)

Construction sector guidance

There is a link on this page to guidance on construction sites and associated works that can continue under specific conditions issued by the Scottish Government.

Page last updated: 3 July 2020